What is a Lawyer ?
A lawyer, is "a person learned in the law; as an attorney, counsel or solicitor; a person licensed to practice law" Law is the system of rules of conduct established by the sovereign government of a society to correct wrongs, maintain stability, and deliver justice. Working as a lawyer involves the practical application of abstract legal theories and knowledge to solve specific individualized problems, or to advance the interests of those who retain (i.e., hire) lawyers to perform legal services.
The role of the lawyer varies significantly across legal jurisdictions, and so it can be treated here in only the most general terms.
Terminology Of Lawyer
In practice, legal jurisdictions exercise their right to determine who is recognized as being a lawyer; as a result, the meaning of the term "lawyer" may vary from place to place.
* In New Zealand and Australia the word "lawyer" is used to refer to both barristers and solicitors (whether in private practice or practising as corporate in-house counsel).
* In Canada, the word "lawyer" only refers to individuals who have been called to the bar or have qualified as civil law notaries in the province of Quebec. Common law lawyers in Canada may also be known as "barristers and solicitors", but should not be referred to as "attorneys", since that term has a different meaning in Canadian usage. However, in Quebec, civil law advocates (or avocats in French) often call themselves "attorney" and sometimes "barrister and solicitor".
* In England, "lawyer" is used loosely to refer to a broad variety of law-trained persons. It includes practitioners such as barristers, solicitors, legal executives and licensed conveyancers; and people who are involved with the law but do not practise it on behalf of individual clients, such as judges, court clerks, and drafters of legislation.
* In India, the term "lawyer" is often colloquially used, but the official term is "advocate" as prescribed under the Advocates Act, 1961.
* In Scotland, the word "lawyer" refers to a more specific group of legally trained people. It specifically includes advocates and solicitors. In a generic sense, it may also include judges and law-trained support staff.
* In the United States, the term generally refers to attorneys who may practice law; it is never used to refer to patent agents or paralegals.
* Other nations tend to have comparable terms for the analogous concept.
The Various Type of Lawyer and Attorney
BANKRUPTCY
Commercial Bankruptcy
Consumer Bankruptcy
Foreclosures
BUSINESS LAW
Small Business Law
CIVIL RIGHTS
CONSUMER LAW
Consumer Fraud
Identity Theft
CONTRACTS
CRIMINAL LAW
DUI-DWI
Traffic Violations
EDUCATION LAW
School Law
Special Education
ELDER LAW
ESTATE PLANNING
FAMILY LAW
Child Custody
Child Support
Divorce
Domestic Violence
Visitation Rights
GENERAL PRACTICE
IMMIGRATION
Citizenship
Deportation
Green Cards
INTELLECTUAL PROPERTY
Patents
LABOR AND EMPLOYMENT
Discrimination
Wage and Hour Law
Wrongful Termination
LEGAL MALPRACTICE
MEDICAL MALPRACTICE
MILITARY LAW
PERSONAL INJURY
Automobile Accidents
PRODUCTS LIABILITY
REAL ESTATE
Commercial Real Estate
Homeowners Association Law
Landlord And Tenant Law
Residential Real Estate
Zoning, Planning and Land Use
SECURITIES
TAXATION
TRUSTS AND ESTATES
WILLS AND PROBATE
WORKERS COMPENSATION
Friday, September 11, 2009
Auto Insurance
What is Insurance ?
Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium, and can be thought of as a guaranteed and known small loss to prevent a large, possibly devastating loss. An insurer is a company selling the insurance; an insured or policyholder is the person or entity buying the insurance. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.
What Is a Auto Insurance ?
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability and medical coverage:
1. Property coverage pays for damage to or theft of your car.
2. Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
3. Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy comprises six kinds of coverage. Most countries require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements. Most auto policies are for six months to a year.
In the United States, your insurance company should notify you by mail when it’s time to renew the policy and to pay your premium.
Auto Insurance is a vital for Vahicle in almost all country, and honestly it is required for you for health of your wealth.
Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium, and can be thought of as a guaranteed and known small loss to prevent a large, possibly devastating loss. An insurer is a company selling the insurance; an insured or policyholder is the person or entity buying the insurance. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.
What Is a Auto Insurance ?
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability and medical coverage:
1. Property coverage pays for damage to or theft of your car.
2. Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
3. Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy comprises six kinds of coverage. Most countries require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements. Most auto policies are for six months to a year.
In the United States, your insurance company should notify you by mail when it’s time to renew the policy and to pay your premium.
Auto Insurance is a vital for Vahicle in almost all country, and honestly it is required for you for health of your wealth.
First Step Follow After Motor Accident Cause:
Car Accident Attorney
Car accidents often occur because one driver is not paying attention. Cell phones, and other distractions, can cause driver inattention which, in turn, can cause a car accident that has
life-long effects for the injured person.
Car accidents are one of the most common causes of death and severe injuries in the United States. If you, or someone you know, has been severely injured in a car accident, you need an experienced attorney to protect your rights, to negotiate with the insurance company; and, if necessary, to explain your injuries to a jury.
Car Accident, Motorcycle Accident, and Truck Accident
If you or a loved one have been involved in a car accident, motorcycle accident, or truck accident, this section provides tips on steps you can take now to protect your legal rights, information on fault issues in motor vehicle accident cases, and an overview of what to expect in a lawsuit arising from a vehicle accident. it's your responsibility to take insurance of your vahicle first.
First Step Follow After Motor Accident Cause:
Hear is first step taken if you were driving and hit another vehicle? A pedestrian? When a car accident happens, injuries may be severe and emotions may be high. However, there are important things that must be taken care of both at the scene of any accident and soon afterward. given below is a list of things that should be done, if at all possible, when any automobile accident occurs.
Stay at the Scene
The cardinal rule for all car accidents is that you should never leave the scene until it is appropriate to do so. If you leave the scene of an accident, particularly where someone has sustained injuries or was killed, you can face serious criminal penalties for being a "hit-and-run" driver.
Check on All Drivers and Passengers
Before assessing property damage, check to make sure that everyone else involved in the accident is okay. Get medical attention for anyone who may need it. If a person is unconscious or complains of neck or back pain, it is best not to move them until qualified medical personnel arrive. In some situations, for example if an injured person is lying in a pool of gas that you fear may ignite at any time, you may have no choice but to move them. If you are in that type of situation, try to move them as steadily and slowly as possible while supporting their neck and back. The less movement, the better.
Call the Police
Especially if the accident involves significant property damage, physical injury, or death, you may need to call the police. Ask that a police report be filed in situations where law enforcement officers do arrive at the scene, and obtain the name and badge numbers of any responding officers. call 108 or 100 for quick help.
Exchange Information
Talk to the drivers of any other vehicles involved in the accident. Get their names, phone numbers, addresses, drivers' license numbers, license plate numbers, and basic insurance information. If there are passengers in any of the vehicles, obtain their names, telephone numbers, and addresses as well. In talking to drivers of other vehicles, you should try to be cordial and cooperative in determining that everyone is okay and in exchanging basic information.
However, do not apologize for anything at the scene. you may back yourself into a corner in terms of legal liability for what happened. Immediately after an accident, the scene is chaotic and it might not be evident who was at fault, or who was more at fault, in causing the accident. Moreover, in many states, fault is not determinative of which insurer will pay for any loss. Therefore, try to keep your conscience in check, at least until things get sorted out, so that you don't admit guilt unintentionally or unnecessarily.
Talk to Witnesses
Ask every witness what he or she saw. Get their names, telephone numbers or addresses, if possible. Whether the witnesses are residents of the area, businesspeople that work nearby, or passersby who were in the vicinity, try to talk to as many people as you can. Ask them, in particular, if they have ever witnessed other accidents in the same place. If a witness is hesitant to talk to you, don't beg or threaten them. Forcing information from someone will get you nowhere. Write down what they tell you and, if they agree, simply get their name and phone number so that you, your attorney, the insurance company, or the court can contact them again.
Inform Your Insurance Company
As soon as possible, tell your insurance company that you have been involved in an accident. Cooperate with your insurance company and tell them the truth about what happened and the extent of your injuries. If the insurance company finds out that you have lied to them about anything, you can get into serious trouble, not the least of which may be the denial of any coverage for the accident. Build support for your case when discussing the matter with your insurance company. Be able to explain to them the facts of the case in a clear manner. Obtain and review a copy of any police report, so that you can point out to the insurance company who broke what traffic laws or who was at fault for the accident. Such information will often be provided in the report. Although the insurance company may already know the facts of your case, taking an active interest in making sure your rights are protected will force the insurance company to take you seriously.
Keep Track of Your Medical Treatment
Note any doctors, physical therapists, chiropractors, or other medical professionals that you receive treatment from, and each medical provider that referred you to other caregivers. Having a written diary of this information will help you itemize your medical expenses and treatment for your insurer, your attorney, and the court.
Take Pictures
Take photographs of any damage to your vehicle as soon as possible after the accident. Having photographic proof will help your insurance adjuster determine how much you should be compensated for the damages to your car, and may also assist your case in court, if needed. If you have pictures of your car from before the accident, these pictures will offer a great "compare and contrast" to show the true extent of the damage sustained in the accident.
Get a Property Damage Valuation
Obtain a valuation for damages to your car from your insurance company. If you are not satisfied with the manner in which your insurance company has valued your vehicle, do not give up. Get two estimates for the repair of your car on your own, or have two dealers provide a quote for the cost of replacing your vehicle if there was a total loss. Communicate to the adjuster your concerns and position, and be assertive. If you cannot agree on the value of your car, consider alternative dispute resolution, or consult an attorney.
Use Caution in Discussing the Incident
Do not talk to anyone about the accident other than your attorney, your insurance company, and the police. Do not talk to a representative of another insurance company under any circumstances, without the knowledge of your attorney or your insurance company. If representatives from other insurance companies should call you, be polite, but ask them to call your attorney or insurance company to arrange for an interview. Also, get the representative's name and number, and tell your insurance company or attorney that someone seeking information about your accident contacted you.
Be Wary of Early Settlement Offers
Be careful if you are offered a settlement from an insurance company. Make sure that any physical injuries you may have suffered have been treated, and that you have a doctor's prognosis. Some injuries may not show up or reach their greatest level of discomfort until many days, weeks, or months after the accident. Don't settle a claim until you know you will be compensated for all of your injuries, and consult an attorney before signing any documents pertaining to settlement.
Car accidents often occur because one driver is not paying attention. Cell phones, and other distractions, can cause driver inattention which, in turn, can cause a car accident that has
life-long effects for the injured person.
Car accidents are one of the most common causes of death and severe injuries in the United States. If you, or someone you know, has been severely injured in a car accident, you need an experienced attorney to protect your rights, to negotiate with the insurance company; and, if necessary, to explain your injuries to a jury.
Car Accident, Motorcycle Accident, and Truck Accident
If you or a loved one have been involved in a car accident, motorcycle accident, or truck accident, this section provides tips on steps you can take now to protect your legal rights, information on fault issues in motor vehicle accident cases, and an overview of what to expect in a lawsuit arising from a vehicle accident. it's your responsibility to take insurance of your vahicle first.
First Step Follow After Motor Accident Cause:
Hear is first step taken if you were driving and hit another vehicle? A pedestrian? When a car accident happens, injuries may be severe and emotions may be high. However, there are important things that must be taken care of both at the scene of any accident and soon afterward. given below is a list of things that should be done, if at all possible, when any automobile accident occurs.
Stay at the Scene
The cardinal rule for all car accidents is that you should never leave the scene until it is appropriate to do so. If you leave the scene of an accident, particularly where someone has sustained injuries or was killed, you can face serious criminal penalties for being a "hit-and-run" driver.
Check on All Drivers and Passengers
Before assessing property damage, check to make sure that everyone else involved in the accident is okay. Get medical attention for anyone who may need it. If a person is unconscious or complains of neck or back pain, it is best not to move them until qualified medical personnel arrive. In some situations, for example if an injured person is lying in a pool of gas that you fear may ignite at any time, you may have no choice but to move them. If you are in that type of situation, try to move them as steadily and slowly as possible while supporting their neck and back. The less movement, the better.
Call the Police
Especially if the accident involves significant property damage, physical injury, or death, you may need to call the police. Ask that a police report be filed in situations where law enforcement officers do arrive at the scene, and obtain the name and badge numbers of any responding officers. call 108 or 100 for quick help.
Exchange Information
Talk to the drivers of any other vehicles involved in the accident. Get their names, phone numbers, addresses, drivers' license numbers, license plate numbers, and basic insurance information. If there are passengers in any of the vehicles, obtain their names, telephone numbers, and addresses as well. In talking to drivers of other vehicles, you should try to be cordial and cooperative in determining that everyone is okay and in exchanging basic information.
However, do not apologize for anything at the scene. you may back yourself into a corner in terms of legal liability for what happened. Immediately after an accident, the scene is chaotic and it might not be evident who was at fault, or who was more at fault, in causing the accident. Moreover, in many states, fault is not determinative of which insurer will pay for any loss. Therefore, try to keep your conscience in check, at least until things get sorted out, so that you don't admit guilt unintentionally or unnecessarily.
Talk to Witnesses
Ask every witness what he or she saw. Get their names, telephone numbers or addresses, if possible. Whether the witnesses are residents of the area, businesspeople that work nearby, or passersby who were in the vicinity, try to talk to as many people as you can. Ask them, in particular, if they have ever witnessed other accidents in the same place. If a witness is hesitant to talk to you, don't beg or threaten them. Forcing information from someone will get you nowhere. Write down what they tell you and, if they agree, simply get their name and phone number so that you, your attorney, the insurance company, or the court can contact them again.
Inform Your Insurance Company
As soon as possible, tell your insurance company that you have been involved in an accident. Cooperate with your insurance company and tell them the truth about what happened and the extent of your injuries. If the insurance company finds out that you have lied to them about anything, you can get into serious trouble, not the least of which may be the denial of any coverage for the accident. Build support for your case when discussing the matter with your insurance company. Be able to explain to them the facts of the case in a clear manner. Obtain and review a copy of any police report, so that you can point out to the insurance company who broke what traffic laws or who was at fault for the accident. Such information will often be provided in the report. Although the insurance company may already know the facts of your case, taking an active interest in making sure your rights are protected will force the insurance company to take you seriously.
Keep Track of Your Medical Treatment
Note any doctors, physical therapists, chiropractors, or other medical professionals that you receive treatment from, and each medical provider that referred you to other caregivers. Having a written diary of this information will help you itemize your medical expenses and treatment for your insurer, your attorney, and the court.
Take Pictures
Take photographs of any damage to your vehicle as soon as possible after the accident. Having photographic proof will help your insurance adjuster determine how much you should be compensated for the damages to your car, and may also assist your case in court, if needed. If you have pictures of your car from before the accident, these pictures will offer a great "compare and contrast" to show the true extent of the damage sustained in the accident.
Get a Property Damage Valuation
Obtain a valuation for damages to your car from your insurance company. If you are not satisfied with the manner in which your insurance company has valued your vehicle, do not give up. Get two estimates for the repair of your car on your own, or have two dealers provide a quote for the cost of replacing your vehicle if there was a total loss. Communicate to the adjuster your concerns and position, and be assertive. If you cannot agree on the value of your car, consider alternative dispute resolution, or consult an attorney.
Use Caution in Discussing the Incident
Do not talk to anyone about the accident other than your attorney, your insurance company, and the police. Do not talk to a representative of another insurance company under any circumstances, without the knowledge of your attorney or your insurance company. If representatives from other insurance companies should call you, be polite, but ask them to call your attorney or insurance company to arrange for an interview. Also, get the representative's name and number, and tell your insurance company or attorney that someone seeking information about your accident contacted you.
Be Wary of Early Settlement Offers
Be careful if you are offered a settlement from an insurance company. Make sure that any physical injuries you may have suffered have been treated, and that you have a doctor's prognosis. Some injuries may not show up or reach their greatest level of discomfort until many days, weeks, or months after the accident. Don't settle a claim until you know you will be compensated for all of your injuries, and consult an attorney before signing any documents pertaining to settlement.
car accident lawyer
What is a Car Accident lawyer?
This is for a case handling case or various case related to car accident on behalf of insurance company. Car accident is a most conman happening in today's world and there are so may claim regarding car insurance. so it is required to choose good car insurance layer for claim.
What causes most car accidents?
The majority of car accidents sent to us seem to be caused by bad driving: driver inattention, failure to merge or yield, speeding, racing, aggressive driving and failure to exercise care in passing and talking on mobile during driving. Accidents sent to this site that can be attributed to specific causes aside from poor driving itself include: falling asleep; weather usually (Snow, Ice or Rain- a few related to fog); alcohol, drugs and drunk driving; driver distractions including cell phones, insects in the car, playing music; collisions with animals in the road, usually deer, but also birds, horses, cows and dogs.
This is for a case handling case or various case related to car accident on behalf of insurance company. Car accident is a most conman happening in today's world and there are so may claim regarding car insurance. so it is required to choose good car insurance layer for claim.
What causes most car accidents?
The majority of car accidents sent to us seem to be caused by bad driving: driver inattention, failure to merge or yield, speeding, racing, aggressive driving and failure to exercise care in passing and talking on mobile during driving. Accidents sent to this site that can be attributed to specific causes aside from poor driving itself include: falling asleep; weather usually (Snow, Ice or Rain- a few related to fog); alcohol, drugs and drunk driving; driver distractions including cell phones, insects in the car, playing music; collisions with animals in the road, usually deer, but also birds, horses, cows and dogs.
Subscribe to:
Posts (Atom)